How fees work
Insurance we work with
Tamarack is out of network with every health plan, so we don't bill your plan. Some plans reimburse acupuncture when you send in a receipt, and many don't cover it.
Employer and marketplace plans: ask whether they reimburse acupuncture
If you pay yourself
Visits are paid when you are seen. Naoki shares the fee for your first visit and for each visit after it in writing before the first needle, and we can send it by text or email. HSA and FSA cards can often be used: ask your plan administrator. A few reduced-fee spots each week go to students and seasonal ski and trail crews, so ask when you book.
Receipts for reimbursement
Your plan may reimburse part of the itemized receipt, called a superbill, that we give you after every visit, and your plan decides. Before you send it, ask your plan:
Is there an acupuncture benefit?
How many visits does it allow?
Is there a copay or a deductible?
Do I need a referral?
An estimate in advance
If you pay without insurance, you have the right to a good faith estimate of what your care will cost before you start. We give you one in writing before your first visit. If a bill is $400 or more above the estimate, you can dispute it. The estimate is not a contract.
Checking your benefits
Because we are out of network, we can't check your benefits for you. Call your plan before your first visit and ask the questions above.
What the first visit includes
A first visit takes about 90 minutes: a talk about your training and your season, a hands-on assessment, a treatment and a plan for what comes next. Later visits take about 45 minutes. We share the fee for each in advance, as above.
Before you send a receipt, ask your plan
Is there an acupuncture benefit?
Some plans cover it, some cover it for certain reasons and some don't.
How many visits does it allow?
Ask for the number and how the plan counts them.
Is there a copay or a deductible?
Ask what you pay before the plan reimburses anything.
Do I need a referral?
Some plans want one from your doctor first.
Questions about a fee?
Ask when you book. We will send the numbers in writing before your first visit.